Rates
Share Accounts
Information on this page is effective as of 04/01/2014.
 
Account Type Annual Percentage Yield Minimum to Open Minimum to Earn Dividend Dividend Frequency
Regular Share 0.05% $25.00 $100.00 Quarterly
Subsidiary Share 0.05% -- $100.00 Quarterly
Share Draft 0.00% $20.00 -- Quarterly
Christmas Club 0.20% $25.00 $25.00 Quarterly
Traditional IRA 0.95% $25.00 $25.00 Quarterly
Roth IRA 0.95% $25.00 $25.00 Quarterly
Dividends and annual percentage yields may change monthly, as determined by the Board of Directors.   Rates are subject to change after account is opened.   Credit Union membership is $25.00 par value.   Penalties may be imposed on early withdrawals, as applicable.   For more information, click here.
Share Certificates
Information on this page is effective as of 04/01/2014.
 
Term Annual Percentage Yield Minimum to Open Dividend Frequency
6 Months 0.20% $500.00 Quarterly
12 Months 0.30% $500.00 Quarterly
24 Months 0.40% $500.00 Quarterly
36 Months 0.80% $500.00 Quarterly
60 Months 0.90% $500.00 Quarterly
Dividends are credited to your Regular Share account.   Share Certificate rates are fixed and will be in effect for the term of the account.   Penalties may be imposed on early withdraws, as applicable.   For more information, click here.
Loan Information
Information on this page is effective as of 03/01/2014.
 
Loan Type Minimum Maximum APR
Signature Loans $300 $20,000 Starting at 7.00%
Homeowner Advances $300 $20,000 Starting at 7.00%
Solar for Molokai Program $300 $20,000 Starting at 8.00%
 
New Car & Truck 100% Financing Starting at 3.99%
Used Car & Truck 100% Financing of current Blue Book value Starting at 4.25%
 
Share & Certificate
Secured Loans
For more information, click here.