Loans

Let our Molokai community assist you in achieving your financial goals…

Whether buying that dream car, doing home renovations, or taking a much-needed vacation, let us know how our Molokai community can help you make those dreams a reality!

Personal Loans can be used for all kinds of purposes! They may be used for vacation, appliances, furniture, school shopping, debt consolidation, etc. Contact one of our loan officers at 1 (808) 553-5328 or email ms@molokaicommunityfcu.com, and we will help you find the right financing with the right terms to match your needs.

Types of Personal Loans:

• Shared Secured Loan - Members have the option of using their shares as collateral.

• Certificate Secured Loan – Members have the option of using their certificates as collateral.

• Unsecured Signature Loan – Signature loans are made to members based on their creditworthiness and ability to repay. Signature loans are used for many purposes. For current rates, contact the credit union.

Types of Auto Loans:

• New Auto Loans - New car loans are granted for up to 6 years with or without a down payment with a maximum amount of 100% of the dealer's invoice. For current rates contact the credit union.

• Used Auto Loans - Used car loans are made for the most recent model year and the last 4 previous years. Loans are granted for up to 6 years with the maximum amount of 100% of the Kelly Blue Book retail or appraised value up to $50,000.00.
  For current rates, contact the credit union.

Unsecured Home Advance Loans are granted up to 6 years for repayment. The maximum borrowing amount is set at $20,000.00. Proof of home ownership can be provided with a mortgage, property tax assessment card, deed, or other corresponding documentation. Interest rates are the same as the unsecured signature loan. For current rates, contact the credit union.