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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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Notice: New Hours of Operation

To Our Valued Members who may be affected financially by the Coronavirus:

If you have an existing loan with us and you will be laid off or will be working less hours due to precautions concerning the Coronavirus, we can help!

Please write a short statement explaining your situation and have your employer or representative sign it. Also add your request whether to have your payment waived or just lowered, and drop it off to either MCFCU branch - town or Ho'olehua. You can also email it to or fax to 808-553-3830.

We will do all we can to help you get through this extremely difficult time. If you have any questions, Please call Diane at 808-660-3830.

Thanks - stay healthy, stay safe & God bless you all!

Important information about Changes to Deposit Account Contracts.
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Lost or Stolen Debit Card?

Please call 1-888-241-2510 (Within the U.S.)
                 or 1-909-941-1398 (Outside the U.S.)

Stay Protected! Opt In for Overdraft Privileges.
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Dividend Rates
Regular Share 0.05% APY
IRA 0.85% APY
Christmas Club 0.10% APY
Share Draft 0.00% APY
Share Certificate Accounts
6 Month 0.10% APY
12 Month 0.20% APY
24 Month 0.30% APY
36 Month 0.70% APY
60 Month 0.80% APY
Loan Rates
New Auto as low as 3.99% APR
Used Auto as low as 4.25% APR
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Loan Application
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